Privacy Policy
We use cookies only for essential site functionality and analytics (if enabled). We do not sell personal information.
Advertising
This site may show ads. See ads.txt for authorized sellers. Third‑party vendors, including Google, may use cookies to serve ads based on your prior visits.
Contact
Email us at everydayroyalties@gmail.com for privacy requests.
What We Collect
- Simulator inputs: Stored locally in your browser (localStorage). Not sent to our servers.
- Site analytics: If enabled, we use aggregated usage metrics to improve site quality.
- Ads: If ad partners are active, they may set cookies to measure performance. See their policies for details.
Your Choices
- Use a private/incognito window to avoid local storage persistence.
- Clear site data from your browser settings at any time.
- Opt-out controls for analytics/ads may be available in your region.
Data Retention
We keep support emails for a reasonable period to resolve issues and improve documentation. We do not store credit report data.
Security
We use HTTPS and modern hosting practices. That said, never email sensitive personal data to us—avoid account numbers, SSNs, or full statements.
Updated 2025-10-06
Detailed Data Practices
- Local simulation data: Stored in your browser only (localStorage). You can clear it in your browser settings.
- Analytics: If enabled, we use aggregated metrics to improve usability. See settings and your browser’s privacy controls.
- Advertising: If active, ad partners may set cookies for measurement and frequency capping. Review their policies for details.
Your Controls
- Use private browsing to avoid persistence.
- Clear site data at any time.
- Set tracking protections and content blockers as desired.
Contact
Privacy questions? Email everydayroyalties@gmail.com.
Updated 2025-10-06
Advertising & Cookies (Google AdSense)
We partner with Google AdSense to display advertisements. Google uses cookies and similar technologies to serve, personalize, and measure ads. Learn more about how Google uses data here. You can manage your ad settings at adssettings.google.com and review Google’s privacy policy here.
We do not sell personal information. Our use of cookies includes analytics, security, and essential site features. You can control cookies through your browser settings. If you are located in the EEA/UK, you may see a consent prompt (via Google Funding Choices or another CMP) to choose your ad preferences before ads are shown.
Last updated: 2025-10-06
How the simulator behaves when you enter information
The goal is to let you test ideas without turning the site into another place where your personal credit details are stored.
- Local calculations. Estimates are based on the information you enter, processed by the logic behind the scenes.
- No credit pull. Using the tool does not trigger a credit inquiry with any bureau or lender.
- Aggregate learning only. If analytics are used, they focus on general patterns, not individual profiles.
You stay in control of what you share and can choose to clear or close the tool at any time.
How long technical information is typically kept
Many sites keep basic analytics or server logs for limited periods to monitor performance and security.
- Short-term logs. Error logs and access records may be kept briefly to troubleshoot issues.
- Aggregate reports. Over time, technical data is often summarized into trends rather than stored line by line.
- Review and adjustment. Retention practices can evolve, but they usually aim to balance insight with privacy.
The intent is to understand how the site is used without turning it into a long-term tracker of individual visitors.
General security principles that guide how this site is run
While no website can promise perfect safety, some basic practices reduce unnecessary risk.
- Minimal data collection. Only the technical information needed to keep the site running smoothly should be collected.
- Limited access. Any tools or dashboards that show site data are typically restricted to a small number of maintainers.
- Ongoing review. Security and privacy practices are revisited over time as tools and threats evolve.
Pairing these principles with your own device hygiene creates a safer overall experience.
Choices you can make to further protect your privacy
Beyond what any site does, your own habits play a big role in protecting your information online.
- Use secure networks. Avoid entering sensitive details when you're on public or unknown Wi‑Fi.
- Keep software updated. Browser and device updates often include important security fixes.
- Limit re-use. Avoid using the same password across many sites, especially those tied to finances.
Combining site-level practices with your own digital hygiene offers the strongest protection.
Browser tools that can support your privacy choices
Many modern browsers and extensions offer extra control over what gets shared online.
- Privacy modes. Incognito or private windows reduce how much local history is stored.
- Tracker controls. Some browsers and plugins block common tracking scripts by default.
- Password managers. Dedicated tools can help you create and store strong, unique passwords.
Combining these tools with thoughtful browsing habits increases your overall privacy.
Being careful with screenshots of financial information
Screenshots are convenient, but they can also capture more detail than you intend to share.
- Check the edges. Make sure account numbers, balances, or personal details aren't visible if you're sharing an image.
- Blur sensitive parts. Use basic editing tools to hide any information that isn't necessary.
- Store thoughtfully. Avoid saving sensitive screenshots in shared folders or devices.
A quick review before sharing protects you from accidental oversharing.
If you share a device with others, add extra privacy steps
Shared devices can accidentally expose more of your financial browsing than you intend.
- Separate profiles. Use different user accounts or browser profiles when possible.
- Log out after sessions. Sign out of sensitive sites when you're done.
- Review saved data. Check which passwords or form entries your browser is storing.
Small tweaks like these can meaningfully reduce the chances of unwanted access.